Is Manitoba ready to embrace its inner Viking?
With cold plunge tubs and saunas popping up in homes across the province, we’re seeing more and more residents channeling their inner Norse warrior – minus the longships, of course! At Guild Insurance, we’re here to make sure your wellness journey doesn’t leave you out in the cold when it comes to coverage.
Cold Plunge Tubs: Making a Splash in Home Wellness
Let’s talk about cold plunge tubs – yes, those invigorating ice baths that make your morning coffee seem redundant! While they’re fantastic for recovery and wellness, they come with their own set of considerations that smart homeowners should know about.
Smart Installation Tips
- Location, Location, Location: Pro tip – install your cold plunge near a floor drain. Trust us, your insurance broker (and your floors) will thank you!
- Professional Installation: This isn’t a DIY project for the brave. Get a pro to handle the setup.
- Leak Detection: Consider installing a water detection system. Think of it as a fitness tracker for your plunge tub!
Insurance Considerations
Your cold plunge should be refreshing – but not because it’s flooding your basement! Here’s what you need to know about coverage:
- Get adequate contents coverage for your tub and surrounding area
- Regular maintenance checks are your best friend
- Document all professional installations and safety features
Saunas: Where Relaxation Meets Responsibility
Whether you’re dreaming of a built-in cedar sanctuary or considering a portable unit, here’s the hot take on sauna insurance:
Built-In Beauties
- Must be included in your home’s rebuilding evaluator
- Requires proper documentation of CSA-approved heating elements
- Could affect your overall home insurance valuation
Portable Paradise
- Falls under contents coverage
- Needs regular safety inspections
- Requires proper electrical certification
Making It All Work Together
Creating your home spa retreat? Here’s your wellness insurance checklist:
- Contact your friendly Guild Insurance broker (we’re always excited to talk wellness!)
- Document all professional installations
- Install your cold plunge near a floor drain
- Keep maintenance records
- Review coverage limits regularly
The Bottom Line
You’re investing in your wellness – let us invest in protecting it! Whether you’re doing the hot-cold combo or sticking to one temperature extreme, your friendly Guild Insurance broker is here to ensure your wellness journey is covered from every angle.
Ready to take the plunge? Give your Guild Insurance broker a call. We promise our conversation will be warmer than your cold plunge – but just as refreshing!
